by teamusacre | Aug 27, 2025 | Credit Repair Blog
Understanding the Scope of Identity Theft Identity theft continues to affect millions of Americans each year. In 2024 alone, approximately 30% of Americans were impacted, with total losses reaching $12.5 billion. Cases rose 9% nationwide, and the leading state saw 528...
by teamusacre | May 8, 2025 | Student Loans
After more than three years of paused payments, federal student loan repayments officially resumed in October 2023 — and for millions of Americans, it hit hard. Maybe you missed the emails. Maybe your budget can’t stretch any further. Maybe you thought forgiveness was...
by teamusacre | May 3, 2025 | Credit Repair Blog
5 Credit Myths That Are Hurting You (And What to Do Instead) If you’ve ever been told to “just pay it off and your credit will be fine,” you might want to read this. Credit advice is everywhere—but a lot of it is flat-out wrong. And believing the wrong things can keep...
by teamusacre | Apr 23, 2025 | Credit Repair Blog
5 Things Hurting Your Credit Score (That You Probably Didn’t Know) Think your credit score should be higher than it is? You’re not alone. We talk to people every day who are shocked to find out what’s actually dragging their score down—and some of the reasons...
by teamusacre | Apr 21, 2025 | Credit Repair Blog
When Brianna first came to us, she was overwhelmed.Harassed by collection agencies and weighed down by negative items on her credit report, she didn’t think financial peace was possible. She felt stuck. She couldn’t qualify for major purchases, her score was holding...
by teamusacre | Jul 8, 2019 | Credit Repair Blog
The Truth About Credit Bureaus and Inaccuracies on Your Credit Reports It’s a well-known fact that nearly 80% of credit reports contain inaccuracies. Despite advancements in technology, these millions of errors persist. This situation begs the question: why...
