With identity theft becoming the #1 growing crime in the United States, it is a lot more common than one might think. Millions of people become victims to identity theft everyday and the numbers continue to grow annually. It is much like a PC virus and often it is too late once the virus has been discovered! It can be controlled and slowed down but can also come back out of nowhere all over again!
The good news is that recovering from identity theft is not as painful of a process as most people would imagine. With the credit card laws and policies in place today, disputing and recovering stolen funds from fraudulent credit card transactions are a fairly simple process. By simply notifying the card issuer to alert them of your mishap, most banks will reverse the funds back into your account immediately to prevent the consumer from suffering while an investigation is done to make sure that it was indeed fraudulent and done without your consent.
So now what? You have recovered your money from the fraudulent purchases that were made by the identity thieves. Who is to say that they will never open more accounts under your name and put you through round 2? You must take the necessary steps to prevent this from happening!
- The first would include filing an identity theft report with your local police station or within the city limits where you believe this crime may have occurred.
- The next step is to notify the credit bureaus and have them place a fraud alert on your credit. Be sure to include your phone number when placing a fraud alert on your credit. This alerts any lenders that run your credit in the future that they should take additional steps to verify your identity as well as contact you by phone at the number that is listed on your credit report. Be sure to include your ID Theft report when submitting your fraud alerts. This will ensure that your fraud alert is posted for 7 years instead of the standard 90 days.
- Hopefully you are lucky enough to handle the matter efficiently and fast enough to prevent any future repercussions. If you are like the millions of other people who have had their credit reports tarnished from the after effects of identity theft, there is a solution.
Team USA Credit Repair has helped many people that were victims of identity theft. The steps and procedures that are taken by Team USA for identity theft cases are very different than our standard services that we offer! Unlike our standard service that typically takes about 60-90 days, identity theft can be handled in a matter of weeks. That’s right! WEEKS!This is possible by us applying different tactics based on other areas of law that are in place to protect the consumer. These laws allow the credit bureaus to block accounts in a matter of days and were enforced to prevent the fraudulent debts from ever reappearing on your credit. It also prevents the debt from being reported by a third party debt collector in the future that could have possibly bought the debt before you discovered the fraudulent account.
If this sounds like something you’re currently experiencing with your credit and you would like assistance from our professional staff, then you should call our office at Team USA Credit Repair immediately! We are very experienced in this field and are proud to say that we have helped thousands of people get back what these thieves have taken!
If you are a victim of identity theft and you would like to take advantage of our special “identity theft credit repair” services, it is imperative to provide us with all of the necessary documents that will be required by the credit bureaus in order to handle this matter efficiently. These items will include a list of the accounts that were opened or created as a result of identity theft, an identity theft report that describes details of the incident, a paper driver license copy, social security card copy and utility bill copy for proof of identity, residence and identity theft status.